Stripe's Standard online-payment pricing is 2.9% + 30¢ per successful transaction for domestic cards (no setup/monthly/hidden fees), plus stacking surcharges: +0.5% for manually entered cards, +1.5% for international cards, +1% for currency conversion. In-person (Terminal) is 2.7% + 5¢ domestic, +1.5% international, plus card reader hardware from $59-$329. Disputes cost a flat $15 fee, plus another $15 (refunded if you win) or 30% of the disputed amount via Smart Disputes (charged only on a win). Stripe also sells dozens of separately-priced add-on products not detailed here. FEESAVE has no affiliate relationship with Stripe at this time.
Last checked Sep 12, 2026
| Price | Scope notes |
|---|---|
| USD 0.05 (usage-based) | The FIXED-fee component per Terminal (in-person) domestic-card transaction - ADD 2.7% of the transaction amount on top. |
| USD 0.3 (usage-based) | The FIXED-fee component per successful domestic-card transaction - ADD 2.9% of the transaction amount on top (see claim-stripe-standard-payment-fee for the full formula and surcharges). |
| USD 15 (usage-based) | The "dispute countered" fee - refunded if you WIN the dispute, not refunded if you lose. |
| USD 15 (usage-based) | The "dispute received" fee - charged for every chargeback received, non-refundable. |
| USD 59 (one-time) | Stripe Reader M2 - card reader hardware, one-time purchase. |
| USD 299 (one-time) | Stripe Reader S700 - card reader hardware, one-time purchase. |
| USD 299 (one-time) | Stripe Reader S710 - card reader hardware, one-time purchase. |
| USD 329 (one-time) | Stripe Reader T600 - card reader hardware, one-time purchase. |
| From USD 620/mo (billed monthly) | An example of one add-on product (Billing) - "Starting at" $620/month, 1-year contract, "Pay monthly" tier. A "Pay as you go" tier also exists at 0.7% of billing volume. |
Stripe is a payment processing and financial infrastructure platform - online payments, in-person payments (Terminal), subscription billing, tax compliance, fraud prevention, and dozens of other modular products, each with its own separate pricing. The information below is compiled from Stripe's own US pricing page, not from FEESAVE's own hands-on testing. This review focuses on the two most commonly used pieces - online Payments and in-person Terminal - plus dispute fees; it does not itemize every one of Stripe's many other products.
Stripe's Standard pricing is 2.9% + 30¢ per successful transaction for domestic cards, with no setup fees, monthly fees, or hidden fees. Several surcharges stack on top of that base rate: +0.5% for manually entered (keyed-in) cards, +1.5% for international cards, and +1% if currency conversion is required. A single international transaction requiring conversion could realistically cost 2.9% + 1.5% + 1% + 30¢ - read the fine print before assuming the headline 2.9% + 30¢ is your real cost.
For large payment volume or unique business models, Stripe offers negotiated Custom pricing (Contact Sales) - volume discounts, multi-product discounts, and country-specific rates. No public numbers exist for this tier by design.
Stripe Terminal charges 2.7% + 5¢ per successful transaction for domestic cards, +1.5% for international cards, plus small per-authorization fees for Tap to Pay (+$0.10) and optional point-to-point encryption (+$0.05). Card readers are bought separately, from $59 (Stripe Reader M2) up to $329 (Stripe Reader T600); optional cellular connectivity is $10/reader/month.
Every dispute you receive costs a flat $15 "dispute received" fee, non-refundable regardless of outcome. If you respond manually, there's a separate $15 "dispute countered" fee - refunded to you if you win, kept by Stripe if you lose. Stripe's AI-assisted "Smart Disputes" tool instead charges 30% of the disputed amount, but only on a win (no fee for a loss, though the $15 dispute-received fee still applies).
Beyond Payments and Terminal, Stripe sells Billing, Tax, Radar (fraud prevention), Stripe Sigma (analytics), Identity (verification), Atlas (incorporation), Treasury, Connect, and more - each priced separately. As one example, Billing costs either "Starting at $620/month" on a 1-year contract, or 0.7% of billing volume pay-as-you-go. If you need a specific add-on, check that product's own pricing section directly rather than assuming it's bundled into the Payments rate above.
FEESAVE does not currently have an affiliate relationship with Stripe. Nothing on this page earns FEESAVE a commission - the link to Stripe's official site is provided for reference only. If that changes in the future, we will disclose it here and in the page's offer data, the same way we do for products where we do have an affiliate deal.
Stripe's Standard pricing for online card payments is 2.9% + 30¢ per successful transaction for domestic cards, with no setup fees, monthly fees, or hidden fees. On top of the base rate: +0.5% for manually entered cards, +1.5% for international cards, and +1% if currency conversion is required (these surcharges stack - an international card requiring conversion could cost 2.9% + 1.5% + 1% + 30¢).
For businesses with large payment volume or unique business models, Stripe offers Custom pricing via Contact Sales: "IC+ pricing," volume discounts, multi-product discounts, and country-specific rates. No public numbers are given for Custom pricing - by design, since it is individually negotiated.
Stripe Terminal (in-person payments) charges 2.7% + 5¢ per successful transaction for domestic cards, +1.5% for international cards, +$0.10 per authorization for Tap to Pay, and +$0.05 per authorization for optional point-to-point encryption. Card readers are sold separately: Stripe Reader M2 at $59, S710 and S700 at $299 each, T600 at $329; optional cellular data connectivity is $10/reader/month.
Last checked: Sep 12, 2026 · Content updated: Sep 12, 2026
Written by FEESAVE Editorial Team
The shared byline of the FEESAVE editorial team — it does not represent a single individual. Content is compiled and cross-checked by the editorial team from public sources (mainly vendors' official pricing/policy pages), not from hands-on testing unless an article states otherwise. The editorial team does not claim to be financial experts, engineers, or auditors.
FEESAVE may earn an affiliate commission if you sign up for a product through some links on this site. This commercial relationship does not influence our editorial content or conclusions — see /methodology.
FEESAVE has not yet verified: actual negotiated Custom pricing terms, pricing for the many Stripe products not covered here (Radar, Sigma, Identity, Atlas, Treasury, Connect, etc. all have their own pages), how pricing differs by country/region, and real-world total cost including refund handling, currency conversion, and chargeback rates in practice. These items will be updated once we have specific evidence, rather than speculating in advance.
Stripe charges a $15 "dispute received" fee for every chargeback you receive, plus a separate $15 "dispute countered" fee if you respond manually - refunded to you if you win the dispute, kept by Stripe if you lose. Stripe's AI-assisted "Smart Disputes" tool instead charges 30% of the disputed amount, but only if you win (no Smart Disputes fee for a loss, though the $15 dispute-received fee still applies either way).
Beyond core Payments and Terminal, Stripe sells dozens of separately-priced modular products (Billing, Tax, Radar, Stripe Sigma, Identity, Atlas, Treasury, Connect, and more), each with its own pricing page. As one concrete example: Billing (subscription management) costs either "Starting at $620/month" on a 1-year contract (pay-monthly tier) or 0.7% of billing volume (pay-as-you-go tier). This review does not itemize every add-on product - readers needing a specific one should check that product's own pricing section.
